Wednesday, January 16, 2008

I hate having to keep money in a bank

A little bit of whining: I hate how, if you deposit a check one one day, the bank considers the funds "pending" for a day or more. But if you spend a penny (literally!) over you balance, they'll instantly charge you a $23 overdraft fee. That's right, overdrafts and fees are never pending, but they'll hold your direct deposit hostage.

Anybody got a good suggestion for a California bank?


  1. Yeah... I've always hated that too. We're with WaMu right now and they do give you one free overdraft fee refund per year. Other than that, I think pretty much every bank is gonna make money on its customers that way.

  2. $23 is GOOD! BofA charges me $35 hence my $41 cup of coffee at starbucks last sunday! I feel your pain brother...

  3. Ow, ow, ow! Well, I guess it COULD be worse...